Check ‘n Go: Payday Loan Fees Comparison
Thu, May 27, 2010
Have you ever wondered about different types of fees like payday loan fees, credit card fees and late bill fees? Check ‘n Go explains these differences so it’s plain and simple.
Payday Loan Info
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Yes! Yes! Yes! I love it!
Someone sent me this video yesterday and I thought I would pass it along to
you via my blog.
Wow, I didn’t realize that Payday Loan places were actually that helpful. I am going to have to start using them every once in a while to save me some money!
I work for a payday loan company. I hate the fact that we are made out to be ‘loan sharks’. That accusation is not even close to what it is that we do. I’m glad this video is out there for the world (mainly the bank lobbyists) to see. Thanks!
this is a total racket. they are comparing LATE fees of other products to their own finance charges. they forgot to tell us how much they charge if you are late paying back one of their loans!
tgibbon1- The purpose of this video is to show payday loans are an alternative to paying a bill late. The late fees are more expensive than what you will pay for a payday loan.
If a customer is not able to pay their payday loan within the time allotted, Check ‘n Go does not charge a late fee for any online loans.
We also offer an Extended Payment Plan (EPP) to customer’s that qualify at no additional charge. This allows the customer to pay their balance back over multiple payments when they run into a situation where they do not have the funds to pay the loan on the due date. Please see our Rates & Terms pages for each State as well as the CSFA website if you would like more information, or I would be glad to answer any questions you may have.
Wow. Now Payday Loan have their own softballing propaganda. What’s next PSA for spinning for Pimps
@hambone6986 it all depends on who you get at the Payday Loan place. I work for one and I’m telling you if you went to my manager and meet all the requirements, she might turn you away because she violates so many company policies.
Payday loan companies are like drug dealers – they get people hooked on their services, but not actively.
Just like drug dealers they can remain morally comfortable because, ultimately, they aren’t responsibly for their :”users” actions or financial mismanagement.
Bob,
Reputable payday lenders want customers to use payday advances wisely.
You say “they get people hooked on their services” – this is a perception some people have. It is often called a “cycle of debt”. However, the “cycle of debt” claim is not valid. CFSAs Best Practices indicate that any customer who cannot pay back a loan when its due has the option of entering an extended payment plan. This option allows them to repay the loan over a period of additional weeks at no additional cost.